Employee Benefits Advice

 

 

Independent Employee Benefits Advice in London

 

 

Our service is tailored to your company's requirements. We believe every enterprise has its own individual needs, circumstances and goals.

 

Our advice can do more for your business than simply reduce costs. It is no exaggeration to say that several of them, such as Keyman Protection, can in some cases make the difference between a business surviving or failing. We'll work with you to explore which services are right for your company and then recommend the package most appropriate for your needs, your goals and your budget.  

 

 

 

One of the major barriers in the development and growth of small companies is loss of skilled staff. Retaining and attracting the right people can be greatly assisted with an Employee Benefits scheme.

 

When it comes to your employee benefits, from protection to pension plans, our approach is to seek ways to reduce your administration burden and cut your costs. At the same time, we are often able to improve the benefits you offer to your staff. We can also advise your employees as well as your Directors on exactly what the benefits package means for them.

 

We are able to achieve these benefits for your company because we are independent. We research the marketplace to find the most suitable and cost effective product or service for you.

 

Many companies are simply too busy to review their employee benefits regularly. Yet new products and services are being introduced all the time. A corporate financial health check can deliver substantial cost savings.

 

Pension Plans

 

Employees increasingly recognise that they cannot depend on the government for their retirement income. Furthermore, a good pension plan can make the difference when it comes to recruiting and keeping the best people, particularly at the higher executive levels. We advise on Group Personal Pension schemes including Stakeholder, and Executive Pension Planning and Money Purchase schemes. 

 

 
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Flexible Employee Benefits

 

Life Cover, Permanent Health Insurance, Private Health Insurance, Critical Illness Cover and other employee benefits are widely seen as valuable incentives on top of salary, bonuses and other financial inducements.

 

We can recommend plans which suit your company's size and payroll. Today, these can be structured in a flexible way so as to give employees more control over their level of benefits according to their personal circumstances. Increasingly technology allows employees to manage their own benefits, thus cutting out the need for costly HR administration.

 

Key Man Protection

 

Some companies, particularly smaller businesses, are especially dependent on the skills, knowledge and experience of certain key individuals. Do you have a Director or employee whose death or illness would have serious financial consequences for your company?

 

If so, Keyman Protection can fill the gap, providing much-needed financial assistance to your company to tie you over until a replacement can be found and trained.

 

Offshore Investment

 

Investing in offshore bonds and other instruments could improve your company's cash flow whilst reducing your tax liability. A discussion with our Investment Advisers will establish whether this route makes sense for your company.

 

The Process

 

The first step is to undertake a full corporate financial review of your business's circumstances and objectives. Our approach at this time is to listen and to gain a comprehensive understanding of what you want to achieve through financial planning.

 

Step two is to analyse your needs in depth. This will ensure that we take account of all aspects of your company's situation, including where it is today and where you want it to be tomorrow.

 

Step three, we summarise our findings in a detailed report. This sets out practical solutions to your needs. We then take you through the report and ensure that we have accurately interpreted your business needs and objectives. We will then implement the decisions made.

 

Finally, we aim to build a long-term relationship with you rather than providing you with a quick fix or a one-off service. As a result, we will agree with you a level of ongoing service consistent with your needs.